Rev. 03/2014

FACTS

WHAT DOES NHCASH.COM DO WITH YOUR PERSONAL INFORMATION?

 

Why?

 

 

 

What?

 

 

 

How?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we can collect and share depend on the product or service you have with us. This information can include:

§  Social Security number and Income

§  Payment History and Employment Information

§  Account Balances and Checking Account Information

All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ personal information; the reasons nhcash.com chooses to share; and whether you can limit this sharing.

Reasons we share your Personal Information

Does nhcash.com share?

Can you limit this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your Account(s), respond to court order and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

To offer our products and services to you

 

Yes

 

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –

Information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For our non-affiliates to market to you

Yes

Yes

To Limit Our Sharing

§  Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-888-NHCASH-0 (1-888-642-2740) or go to www.nhcash.com

 

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Mail-in Form

Mark any/all you want to limit:

 Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

 Do not allow your affiliates to use my personal information to market to me.

 Do not share my personal information with non-affiliates to market their products and services to me.

Name

 

Mail to:

nhcash.com, LLC

169 South River Road,

Suite #19,

Bedford, NH 03110

Address

 

City, State, Zip

 

Account #

 

 

Page 2

 

Who we are

Who is providing this notice?

nhcash.com, LLC (“nhcash.com”)

What we do?

How does nhcash.com protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer and server safeguards and secured files and buildings.

 

Only those persons who need access to your Account for the purpose of performing their job responsibilities are authorized to access your information. When we use non-affiliates to provide services for us, we require them to protect the confidentiality of personal information they may encounter.

How does nhcash.com collect my personal information

We collect your personal information, for example, when you

§  apply for a loan,

§  provide us with your income, employment, and/or account information, or

§  give us your contact information.

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

§  sharing for affiliates’ everyday business purposes – information about your creditworthiness,

§  affiliates from using your information to market to you, and

§  sharing of non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your right under state law, if applicable.

What happens when I limit sharing on an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliate

Companies related by common ownership or control. They can be financial and nonfinancial companies.

§  Our affiliates include those doing business under the names Open-end Credit, Best Prime Loans, Credit Platform, nhcash.com, and loansonphones.com.

Non-affiliate

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

§  Non-affiliates we share with may include financial services companies, non-financial companies and other businesses.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

§  Our joint marketers may include financial services companies, non-financial companies and other businesses.

Other important information

 

Prior to entering into a cash advance or purchase transaction with nhcash.com, we will need to verify your eligibility to enter into a transaction. Customer information related to a new transaction must be entered into our database.

 

Please note that we may amend this Privacy Statement at any time and will inform you of changes as required by law. However, we will not change your privacy elections unless we give you a revised notice.

 

 

We are honored to have you as our customer and will continue to do our best to earn the trust that you have placed in us. If you have any questions or concerns about privacy practices, please do not hesitate to call us.