Rev. 10/2017

FACTS

WHAT DOES NHCASH.COM DO WITH YOUR PERSONAL INFORMATION?

 

Why?

 

 

What?

 

 

How?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we can collect and share depend on the product or service you have with us. This information can include:

§  Social Security number and Income

§  Payment History and Employment Information

§  Account Balances and Checking Account Information

All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ personal information; the reasons nhcash.com chooses to share; and whether you can limit this sharing.

Reasons we share your Personal Information

Does nhcash.com share?

Can you limit this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your Account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

To offer our products and services to you

 

Yes

 

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –

Information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For our non-affiliates to market to you

Yes

Yes

To Limit Our Sharing

§  Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-800-NHCASH-0 (1-800-642-2740) or go to www.nhcash.com

 

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Mail-in Form

Mark any/all you want to limit:

 

 Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

 

 Do not allow your affiliates to use my personal information to market to me.

 

 Do not share my personal information with non-affiliates to market their products and services to me.

Name

 

Mail to:

nhcash.com, LLC

169 South River Road,

Suite #19,

Bedford, NH 03110

Address

 

City, State, Zip

 

Account #

 

 

 

Page 2

 

Who we are

Who is providing this notice?

nhcash.com, LLC (“nhcash.com”)

What we do?

How does nhcash.com protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer and server safeguards and secured files and buildings.

 

Additionally, nhcash.com requires and trains its employees to comply with its privacy standards and policies, which are designed to protect customer information.

How does nhcash.com collect my personal information

We collect your personal information, for example, when you

§  open an account

§  apply for a loan

§  give us your contact information

§  give us your income information

§  tell us where to send the money

 

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

§  sharing for affiliates’ everyday business purposes – information about your creditworthiness,

§  affiliates from using your information to market to you, and

§  sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your right under state law, if applicable.

What happens when I limit sharing on an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliate

Companies related by common ownership or control. They can be financial and nonfinancial companies.

§  Our affiliates include those doing business under the names PolkaDot Credit, Open-end Credit, Best Prime Loans, Credit Platform, nhcash.com, “603” Credit, Loyalty Lending and Loans-On-Phones.

Non-affiliate

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

§  Non-affiliates we share with may include financial services companies, non-financial companies and other businesses.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

§  Our joint marketers may include financial services companies, non-financial companies and other businesses.

Other important information

Prior to entering into a cash advance or purchase transaction with nhcash.com, we will need to verify your eligibility to enter into a transaction. Customer information related to a new transaction must be entered into our database.

 

We may give your information to carefully selected 3rd Parties (such as other Financial Services Companies) so that they can contact you about products and services that may be of interest to you. This may also include that in the event your loan application with us is declined, we may offer your application to other Licensed Lenders/ Financial Services Companies to try and secure a loan for you. In the event you are contacted by another Lender/ Financial Services Company, please be sure to read their Terms and Conditions and make yourself aware of their Representative APR rates and any fees associated with any offers that they may provide.

 

We may aggregate or de-identify your Personal Information and then use or disclose that information to evaluate our Site’s effectiveness, to improve our products or services, or for other activities to the extent permitted by law. For example, we may use aggregated or de-identified information to monitor and analyze trends, usage and activities in connection with our Services.

 

Please note that we may amend this Privacy Statement at any time and will inform you of changes as required by law. However, we will not change your privacy elections unless we give you a revised notice. We may contact you regarding your Account via text message or telephone, including the use of pre-recorded or auto-dialed calls on any cell, landline or text number you provide or use to contact us. Standard mobile, message or data rates may apply.